The Resource Directory for Small Business Management, from all SBA offices or by calling SBA's answer desk at 1-800-8-ASK-SBA; FAX: (202) 205-7064; TDD: (202) 205- 7333. INFORMATION CONTACTS: Regional or Local Office: Initial contact should be made with the field offices (Locate your local SBA office). Headquarters Office: Associate Administrator for Business Initiatives, Small Business Administration, 409 3rd Street, SW., Washington, DC 20416. Telephone: (202) 205-6665. Use the same number for FTS. SBA ON-LINE: For information on SBA's publications, programs and services, SBA's electronic bulletin board system, SBA ON-LINE, can be accessed by calling 1-800-697-4636, 1-900-463-4636, or 202-401-9600 or via Internet, on "SBA Online." Web Site Address: http://www.sba.gov. Business and Industry Loans 76 control and abatement. Maximum loan size is $10 million and maximum time allowable for final maturity is limited to 30 years for land and buildings, the usable life of machinery and equipment purchased with loan funds, not to exceed 15 years, and 7 years for working capital. Interest rates for direct loans change quarterly and are equal to the prime interest rate in effect on the first day of the quarter. Loans may not be made (a) to pay off a creditor in excess of the value of the collateral; (b) for distribution or payment to the owner, partners, shareholders, or
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